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Ways to Keep Your Credit Card Safe

Online shopping has given us the ability to buy from almost anywhere in the world. There are, however, some risks involved when buying online. Your credit card information can be stolen if you do not follow some simple security measures. This article will discuss how you can keep your credit card number safe and secure when making purchases online.

Buy From Trustworthy Platforms

Here’s how to check the website’s security certificate:

  • Go to the “View Certificate” link on the company’s website.
  • Click “Install Certificate.” You may be prompted for your login credentials if you’re not already logged in.
  • Download and install the certificate on your computer. It should appear as an icon with a green lock next to it, labeled Verisign or GeoTrust Certification Authority (or similar).

Check your credit report regularly

You should check your credit report from time to time to make sure it’s accurate. Your credit report is a document that shows your credit history, including all of the purchases you’ve made and whether or not you paid them off on time. You can get a free copy of your credit report from each of the three major credit bureaus (Equifax, Experian and TransUnion) once every 12 months through AnnualCreditReport.com.

Your score relies on several factors: how much debt you have compared to how much income is coming in; the length of time since applying for new lines of credit; whether or not there are any recent inquiries into opening new accounts; and more!

Protect your credit card with strong passwords

Your credit card isn’t the only thing you need to protect. The password that protects your credit card account is just as important, so it’s important to ensure your passwords are strong and unique for every account. Make sure to use a combination of letters, numbers, and symbols in your passwords. For example:

  • “Iamapples4u.” (This one’s easy – but it won’t keep out hackers.)
  • “6jd8;9k!” (This one has some uppercase letters, some lowercase letters and even a number in it.)

Frequently change your password and pins

If your card is stolen, you can help prevent fraud by changing your passwords and pins regularly.

You should use a different password and pin for each account. If you’re worried about forgetting passwords, consider using a password manager such as LastPass or RoboForm to help keep track of them all.

Also, don’t use the same combination of characters for all your accounts—it makes it easier for hackers to crack into any one of them if they know what they are looking for (and they will).

Hide Your CVV Number

Your card verification value (CVV) plays a vital role in your credit card safety. As experts at SoFi say, “the CVV on credit cards adds an extra layer of protection when you’re making a purchase online or over the phone “.

The most important thing you can do is not to put your CVV number on your credit card. This will make it much harder for someone who steals your credit card to use it because they won’t know the security code.

  • If you have a phone with a fingerprint sensor or facial recognition, use those instead of putting an old-fashioned PIN code into the device. The same goes for other biometric security measures like iris scans or facial recognition: use them whenever possible.
  • Don’t put your CVV number credit card in your wallet; keep it in another place that’s hidden from view and away from all other information about yourself, like driver’s licenses, social security numbers, etc.

If you follow these tips, you can keep your credit card safe and avoid any problems.

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